Update 8/14 Flash Sale for existing Pepper users: Pepper has 10X points on Amazon for 8/13 and 8/14 (as of 11am Pacific) for existing users. You get 4% back in points immediately and 6% back in points on 8/31/24. That works out to 10% off on Amazon gift cards, plus you still get whatever credit card rewards from the Pepper purchase. Total savings could be 12%+. The gift cards show up instantly. I also see Sam’s Club at 10X.
Tip: Every 2,000 points is worth $1 in future gift cards. 10,000 points = $5, and so on. Must redeem in increments of $5.
Here’s the current offer for new Pepper users:
- Download the Pepper Rewards app and be sure to enter a referral code 588494 on the first screen when joining.
- Get double points for the first 15 days. The limits vary, but I was able to buy up to $500 in Amazon gift cards per day and $2,000 per month. The standard is 4% back on Amazon, for a total of 8% back (you might get more on select stores that go on sale). Be sure to finish up your purchases within the 15-day window.
- You’ll also earn rewards from using your credit card for purchase. Use a 2% or better cash back rewards card, or use it to satisfy a credit card bonus spending requirement that is even better than 2%.
Pepper is an iOS and Android app that sells discounted, new gift cards in exact amounts that are delivered instantly on your phone. This lets you to wait until the moment before purchase when you already have the final purchase price (in-person or online), and then go buy a discounted gift card via the app down to the penny. The main problem with gift cards is when you don’t use up the entire balance. This helps to avoid the waste.
